Terms & Conditions
These Terms & Conditions ("Terms") govern your access to and use of the khuaishinsurance.com website (the "Site"), operated by Khuaish Insurance ("Khuaish Insurance," "we," "us," or "our"). By accessing or using the Site, requesting a quote, or otherwise interacting with our services, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Table of Contents
1. Acceptance of Terms
By using this Site, you confirm that you are at least 18 years old and legally able to enter into these Terms. Your continued use of the Site following any updates constitutes your acceptance of the revised Terms.
2. Use of the Website
You agree to use the Site only for lawful purposes. You agree not to:
- Submit false, misleading, or fraudulent information through our quote or contact forms.
- Attempt to gain unauthorized access to any part of the Site, our systems, or related networks.
- Interfere with or disrupt the Site's functionality, servers, or networks.
- Use automated means (bots, scrapers, or crawlers) to extract data from the Site without our prior written consent.
- Reproduce, duplicate, or resell any part of the Site without our express permission.
3. No Insurance Advice; Not a Binding Offer of Coverage
The content on this Site — including descriptions of Auto, Home, Life, Health, Business, and Travel insurance products — is provided for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. Nothing on this Site constitutes an offer, binder, or guarantee of coverage. Insurance coverage is subject to underwriting approval, application, payment of premium, and the terms, conditions, and exclusions of the applicable policy issued by a licensed insurance carrier. Quotes provided through the Site or by our advisors are estimates and are not final until a policy is bound and confirmed in writing by the carrier.
4. Intellectual Property
All content on this Site, including text, graphics, logos, icons, and design elements, is the property of Khuaish Insurance or its licensors and is protected by applicable copyright and trademark laws. You may view and print content for personal, non-commercial use only. No other use, including reproduction, modification, or distribution, is permitted without our prior written consent.
5. Third-Party Links
This Site may contain links to third-party websites, including insurance carrier portals and payment processors, for your convenience. We do not control and are not responsible for the content, accuracy, or privacy practices of any third-party site. Accessing linked sites is at your own risk.
6. Disclaimer of Warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.
7. Limitation of Liability
To the fullest extent permitted by law, Khuaish Insurance and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or reliance on any information contained on it, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from your use of the Site shall not exceed one hundred dollars ($100).
8. Indemnification
You agree to indemnify, defend, and hold harmless Khuaish Insurance and its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Collin County, Texas.
10. Changes to These Terms
We may revise these Terms from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
11. Contact Us
If you have questions about these Terms, please contact us:
- Phone: (888) 572-0114
- Email: legal@khuaishinsurance.com
- Mail: Khuaish Insurance, 4820 Meridian Business Court, Suite 220, Plano, TX 75024